Bad Credit Auto Loans

Get the bad credit car loan you need to buy a used car


Get Pre-Approved and choose from 200+ Cars in Inventory Cambridge

Buying a car or getting a car loan with bad credit are not usually enjoyable experiences, however it doesn’t have to be painful.

By working with people with bad credit, we understand your situation and by securing you a car or truck loan, Garston Motors assist all the customers in the bad credit re-building process by looking at the long term and aiming for the best possible overall interest rate in Ontario.

Need a car loan? Let us help you.

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How to get financed for your bad credit auto loan in Ontario

1. Fill out our secure online car loan application. It will be handled by one of our finance managers directly at the dealer

2. Our finance manager will contact you to review your car loan application and explain all the bad credit vehicle financing options

3. Once your bad credit car loan is approved, you will finalize the process with the same personalized vehicle finance manager.

Apply for your car loan today, even people with no credit

By working with the most reputable Canadian Auto Lenders we can help you.

Feel free to submit our 60 seconds online car loan application no obligation process for you.

If your credit score is low, and find yourself locked out of certain auto loans deals with low interest rate or no money down CALL US to speak with a representative.

Is bad credit your problem? A car loan might be the answer

Build your credit regardless of your history in Canada. A bad credit car loan is one of the best ways in Ontario to get yourself from no credit to full recovery. As car loans in Canada are non-revolving, banks and bad credit loans lenders will recognize this fixed payment and help you start building a relationship with them, as a result every month you will be making your payments, so it will be reported to your credit bureau by this lender.

Typically after one year of on time payments these car loans for bad credit Ontario lenders will be considered to be financed at a lower interest rate. This can turn into savings to your cost of borrowing. For this reason, it’s important to explore all your options at that point to ensure you qualify for the best bad credit car loans interest rate available.

Try our bad credit finance calculator tool to get a rough idea of what payments would be based on your current credit.

Bad Credit Dealer in Cambridge Ontario

Zero down and First Payment in 45 Days.

At times, a down payment may be required for financing however we will do our best to achieve a $0 down car loan.
If you are looking to finance an used car in Cambridge Ontario, Kitchener Waterloo Region or Hamilton. Apply for a car loan with bad credit so our dealer in Cambridge can give you exact monthly payments instead of guessing.

We don’t just say 100% approval like any other bad credit car loans dealership. It’s important to our dealer that you get financed at the lowest possible interest rate while re-establishing your low credit.

Get the bad credit car loan you need to buy a used car

It’s simple if you have the income then you’ll qualify, so to take advantage of our almost guaranteed used car bad credit loans, regardless of your credit history, fill out our online car loan application today.

At Garston Motors Cambridge Ontario our professionally trained finance managers work with a variety of financial companies and banks to find the best rates available for your good credit, bad credit or no credit, car loans.

We can even work with people like you to get your used car loan for bad credit with no money down. We can guarantee bad credit approval with our online finance loans.
All sorts of income types accepted apply now and drive away with a quality vehicle. Whether you have No Credit, Slow Credit, Bad Credit, or have been through Bankruptcy, Consumer Proposal, have Repossessions, Divorce, Missed Payments, Collections or Parking Fines we have a solution for you.

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