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If you’re looking for a robust used car with a budget of $20,000 but has yet to define any particular wants or perks you’re looking for, this article should help to get your mind rolling a bit.

1. Chevrolet Cruze

Nowadays, you can easily find a late first-generation 2016 Chevrolet Cruze LT going for around $15,000. This year of first-generation Cruze is actually known as the Cruze Limited. While it may date all the way back to 2011, there are redeeming features to be found here: availability and affordability.

The LT trim is the mid-range offering, motivated by a 1.4-litre turbocharged inline-4 putting out 138 hp and 148 lb-ft of torque. While a 6-speed manual was standard, the optional 6-speed automatic will be more prevalent on the market. This powertrain is modest but offers adequate performance paired with solid fuel economy.

You would at least want an LT trim model though, otherwise, it may feel [...]

The appeal of a certified used SUV is understandable. They offer great practicality with a near go-anywhere ability. Fortunately, for those interested, there is quite a selection of quality pre-owned SUVs to peruse from on the market each with their own strengths available at a reasonable price point.

Nissan Rogue

One of the best-selling SUV on our lot is the second-generation Nissan Rogue. Prices for a base trim higher mileage 2015 model starts from around $14,000, while a mid-range lightly worn SV 2017 model will be asking for around $27,000.

You’ll get a similar experience regardless of which end of the spectrum you opt for, but the 2017 model received a minor facelift with restyled lights, front grille, and standard LED daytime running lights. Every model got a 2.5-litre naturally-aspirated inline-4 paired with a CVT, which provides adequate, if unimpressive, acceleration for daily use. It manages a rated combined fuel economy of 8.6 l/100km.

What [...]

Buying a used car? Then it’d certainly be in your best interest to learn more about Ontario used car warranties. Of course, we’re all familiar with new car warranty provided by the manufacturer and dealer, and after the initial warranty period, the value and demand for the car plummet drastically.

As a used car purveyor, we certainly understand that it’s a lot harder to sell a car with no assurance to the cautious folks. Therefore, we try to offer comprehensive after-sales coverage for the inventory that we’ve curated. It’s important to acknowledge just how important a proper used car warranty is if it’s not overt already.

Eminently, there is a risk with any vehicle: new or used, and that is the fact that some items may already have been worn through and on the verge of failing. If you’re sticking with dependable brands, you may be able to get away with it, but it’s simply [...]

One’s financial status can be tempestuous. One day you could be doing fine and make timely payments, while you may also be one crippling bill away from filing bankruptcy. While going bankrupt is eminently a troubling thought for many, especially for those currently under financial burden, even when bankrupt you can still commit to some financial dedication, such as buying a car.

We certainly understand that realistically speaking, you’d need a car in Canada to get to places that you need to be. That’s why that even when faced with financial adversities that we reckon a car still remains a daily necessity to get you out of a rut. However, owning a car even after bankruptcy needn’t be a stressful undertaking. That said, there are things that you should acknowledge about owning or purchasing a car post-bankruptcy.

Obviously, the worst thing about filing for personal bankruptcy is the fact that it will leave a lasting [...]

Are 0% Interest Rate Loans for Real?

What is the catch with 0 percent financing?

Recently, something you’ll often see while browsing newspapers or some dealership websites are the advertisements selling cars with a dubiously attractive text – “0% financing”. It almost seems like magic, how do they profit from this? Of course, many would be apprehensive about this and do a bit of calculation themselves, but even with that, it can seem like there’s no caveat. But there must be a catch, so what is it?

Thing is, it can often cost more to finance a car through the seemingly enticing 0% financing deals. To truly understand, you’ll have to grasp new car purchase incentives well. Right now, there are two major kinds of incentives that are popular: 0% financing and a cash rebates. However, particularly the case for more expensive cars, 0% financing certainly sounds like a more tempting prospect.

What car manufacturers are offering 0% financing?

0-percent financing is really simple to comprehend, it’s a loan that [...]

What credit score do I need to apply for a car loan in Cambridge Ontario? Under 500 only means you’d probably not qualify for a juicy car loan interest rate, however, though, this doesn’t mean you’ll not get a car! If you’re worried that your bad credit will keep you away from getting a vehicle in KW, then you’re dead wrong. According to the reports made public by Experian at year end 2017, the ideal credit score for new cars was 712, and 654 for fairly-used cars. You’d be surprised to learn that nearly 20% of car loans went to people with <600 credit scores. Statistics of car loan rates in Canada Someone with a 700 score would probably see a 5% auto loan rate on a used car compared with a 15.1% rate for someone having a score below 500. A 5-year loan of $20,000 gets you a $483 monthly payment compared with $378 [...]

First impressions mean everything, so showing up in a nice company car, lets them know that you mean business. Many business owners are leasing cars for business use. Leasing used cars have been gaining popularity with the appealing monthly costs and the capability to change cars repeatedly to keep up with new technology and safety features.

Length of ownership is one of the most important factors to consider when leasing a company car. Many business owners and employees put a lot of miles on a car, therefore will want to turn the car in sooner, making a lease for business purposes a better deal than buying.

Mileage is also an important cost and must be factored in when considering a business lease since company cars typically get more miles on them than personal use cars, which ends up increasing costs.

The total cost of the car must be calculated when trying to figure out if [...]

How do you make the decision between leasing or buying a vehicle?

To make the car buy vs lease decision is difficult because so many factors are affecting your life right now and cash flow is often the most pressing and demanding factor.

Leasing can often mean your monthly payments are lower, and you only need a low, or no down payment, and those are powerful incentives, but it’s a good idea to look at all the differences between the buying and leasing, to be sure it’s right for you in the long term.

Car leasing is attractive as it can get you a higher-priced, better-equipped, vehicle than you could afford to buy, and often a later model, so it may still have the manufacturer’s warranty. You get to drive the vehicle for the most trouble-free years of its life, then hand it back to the dealer. Then you can either lease a newer car [...]

Used Dodge Rams for Sale Cambridge Ontario

Certified Pre-Owned Dodge Rams 1500 & 2500

Need something rugged and work-ready? Pickup trucks are no doubt within your agenda. And if we’re talking about pickups, the iconic Dodge Ram should at least be considered. With the fifth-generation just introduced into the market, you can certainly score deals on used older, but still reliable fourth-generation models.

The fourth generation runs from 2009-2018, and the used Rams models we sell are predominantly certified 2011-2018 Ram 1500 models with some 2500 as well. The prices range from $18,000 to $30,000, depending on what kind of pre-owned Ram you want, and trim you opt for. In general, though, you can expect them to share a similar underlying road manner that may surprise you.

If you are near Kitchener Waterloo and love muscular looks, you’ll be enthralled by our Ram lineup that’s full of brutish and bold lines. While pre-owned Ram pickups are seemingly designed with only a pen and ruler, it somehow works well together, [...]

A car purchase is one of the biggest financial dedication you can commit to, thus it is imperative that the process goes as smooth and as trouble-free as possible. A pivotal aspect that can often be overlooked by consumers is the reputation of the car dealership that you’re working with. After all, they’re going to be the ones that are handing over the keys to your dream ride, and in a market where it’s entirely possible, and common, for the consumer to lack knowledge regarding the subject, unscrupulous dealers can easily connive to exploit the uneducated.

While it used to be quite tricky to sort out the reputation that your choice of the dealership had, considering that transparency and honesty are quite far down the list for most dealers back then. However, it’s less common nowadays because of how easily accessible the Internet is which makes scrutinizing a dealership a relatively pain-free process. Now, as [...]

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